Select the Property type, Property suburb and Quality of finish. Enter in the floor area and then answer some basic questions about the property and click 'Get an estimate'.

Based upon the data that you have entered, the results will display the minimum and maximum range for the replacement cost of the building. (This is an estimate only and should only be considered a guide for insurance purposes).

Complete the fields below to get the replacement cost value for the property type.

Replacement Cost Estimator

Low- Basic construction, minimal fixtures and fittings

Medium- Quality construction, modern conveniences and fittings

High- Top Quality and luxury fittings
Approximate internal area including garages. Excludes car ports, balconies and patios.
Land Inclines
Air conditioning



Could not determine an estimate using information provided. Please check inputs and try again.

Replacement Cost Calculator - Results

Based upon the information you have provided, our estimated replacement cost range for the is:

Minimum Replacement Cost:
Maximum Replacement Cost:

* The replacement cost estimate includes GST, but makes an allowance for demolition, site clearing, professional fees, compliance costs, time for documentation and reconstruction.

The replacement cost estimator is provided as a general guide to help you estimate the replacement cost price for your property. The estimator uses general assumptions concerning construction type, quality and condition of inclusions, length of ownership and property values. The results produced by the estimator and the general assumption referred to above may differ from your personal circumstances and may not take into account the unique attributes of your property. You acknowledge and agree you must undertake your own analysis and obtain independent legal, financial and taxation advice before using, relying or acting on any information produced by the estimator.

For peace of mind, to ensure that your home building insurance stays up to date, you need to regularly review your insurance details.

Register your details and we’ll send you an annual reminder each year to review your quote, with an updated replacement estimate for your property.
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Download the app or use the calculator online today
Available online or as an app for iPhone, iPad and Android phone or tablets, download BMT RepCost today for on-the-go convenience.